*There’s a certain irony to publishing this market review after all that has transpired since April 2, the date that President Trump announced his expansive...
Insights
A Physician’s Guide to Making (Back Door) Roth IRA Contributions
For most physicians, if they’ve ever received good advice about saving for retirement, it’s probably that they should fund a Roth IRA. And the benefits of funding...
Mega-Back Door Roth Strategy for Physicians
Most physicians know that they are able to save *only* $23,500 into their employer sponsored retirement plan (typically a 401(k) or 403(b)). However, for...
Physicians and Health Savings Accounts
For many young to mid-career physicians, a common feeling is that they are “behind” on saving for future goals like retirement, and that they are paying an exorbitant amount...
The Importance for Physicians to Maximize Contributions to “Tax-Favored” Accounts
For many young to mid-career physicians, a common refrain is that they feel like they are “behind” on saving for future goals like retirement, and that taxes are...
Considerations for a Physician Buying a Home
Buying a home is one of the biggest financial decisions you'll make, and it’s important to approach it with a clear understanding of your priorities. A common debate is...
What Physicians Should Look For in a Financial Planner
As a physician, your financial situation is unique—your career path involves years of training, high student loan debt, and a delayed entry into peak earning years. Finding...
When Should a Physician Begin Working with a Financial Advisor?
There’s no single perfect time for a physician to begin working with a financial advisor—every situation is unique. However, based on our experience, there are several key...
Public Service Loan Forgiveness (PSLF) for Physicians
As a physician, you may have significant student loan debt from medical school and your undergraduate degree. If you work for a qualifying public service employer, PSLF...
Should Physicians Pay Off Student Loans or Invest?
One of the biggest financial questions physicians face is whether to prioritize student loan repayment or investing. With high debt loads, delayed career starts, and the...
Refinancing Student Loans
Before refinancing, ensure you fully understand the Public Service Loan Forgiveness (PSLF) program and have made an informed decision that it is not the right path for you....
2024 4th Quarter Review / Market Commentary
2024 turned out to be a great year for investors, despite an underwhelming end. The S&P 500 set record highs 57 times in 2024. Despite economic uncertainty around...
“Big Tech” Dominating the S&P 500
The dominance of "Big Tech" in the S&P 500 is a notable trend that has significantly shaped the index's performance over recent years. As of January 8, 2025, the...