Financial Planning for Physicians

✓Physician-Specialized  ✓Fee only  ✓Fiduciary  ✓CFP® Professional

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River’s Edge Wealth Management:

A Physician’s Fiduciary Partner looking out for blind spots

With so many demands on a physician’s time, our clients find great relief in knowing that they’ve partnered with an experienced fiduciary to deeply understand them, and tailor a plan to their goals.

Perhaps most importantly, they have peace of mind knowing that plan will be executed, and they don’t have to stay up to date on recent tax legislation or market shifts.

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Over 100 Physicians Households Served
Clients in24 States
Serving PhysiciansSince 2012

Money Questions On Your Mind?

We’re well-experienced with the big questions physicians ask.

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What We Deliver

Our clients connect the most important things in their life with their finances, stepping towards what is most important for them with the help of a plan built and executed by River’s Edge.

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Be on track for retirement

Ensure all tax-favored strategies are being executed

Maximize your Benefits Package through Employer

Build or buy the house of your dreams without sacrificing long-term goals

Know that your compensation is commensurate with your peers

Have a plan to get student loans forgiven or paid off!

Allow yourself to spend and enjoy while maintaining progress towards longer-term

Insights

Read up on how physicians can minimize their taxes, maximize their investments, and prepare confidently for the future.

By Jake McCracken CFP®
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Quarterly Insights

2025 1st Quarter Review / Market Commentary

*There’s a certain irony to publishing this market review after all that has transpired since April 2, the date that President Trump announced his expansive tariff policies.  Indeed, many investors may feel like the first three months of the year are inconsequential given all...
By Jake McCracken CFP®
A doorway in a plain wall with the word ROTH pointing to it.
Physician Investments

A Physician’s Guide to Making (Back Door) Roth IRA Contributions

For most physicians, if they’ve ever received good advice about saving for retirement, it’s probably that they should fund a Roth IRA.  And the benefits of funding a Roth IRA are many: Funds in a Roth IRA grow tax-free. Contributions made to a Roth IRA can be taken out tax-free and...
By Jake McCracken CFP®
A chart showing the value of mega back-door ROTH strategies
Physician Investments

Mega-Back Door Roth Strategy for Physicians

Most physicians know that they are able to save *only* $23,500 into their employer sponsored retirement plan (typically a 401(k) or 403(b)).   However, for many physicians, this is an underwhelming amount of money to save, given their need to save a healthy percentage of their...
By Jake McCracken CFP®
A doctor wearing surgical gloves holding a piggy bank with a face mask on it.
Physician Financial Planning

Physicians and Health Savings Accounts

For many young to mid-career physicians, a common feeling is that they are “behind” on saving for future goals like retirement, and that they are paying an exorbitant amount of tax.  And, both feelings can be empirically true, as most physicians will spend 7 to 12 (!) years AFTER college...
By Jake McCracken CFP®
A young plant sprouting out of a glass pot filled with coins.
Physician Tax Planning

The Importance for Physicians to Maximize Contributions to “Tax-Favored” Accounts

For many young to mid-career physicians, a common refrain is that they feel like they are “behind” on saving for future goals like retirement, and that taxes are unexpectedly high, and getting higher.  The former (feeling behind in saving toward goals) is often true, primarily because...
By Quinn McCracken CFP®
Painted scene of a nice house in a sunny yard
Physician Financial Planning

Considerations for a Physician Buying a Home

Buying a home is one of the biggest financial decisions you'll make, and it’s important to approach it with a clear understanding of your priorities. A common debate is whether someone should rent or buy, even in physician circles, but most of our clients want to own a home, which is why we want...
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Meet Your Team

Our highly credentialed team of CFPs, ChFC, and a RICP partners with individuals and families to approach their wealth and resources with thoughtfulness and intention, implementing appropriate safeguards, and deliberate strategies to maximize the impact that they can have for themselves, their families, and their communities.

CFP® CHFC® & RICP® Certifications

Experts in Physician Finances

Continually Up-To-Date

More About Us

Jake McCracken, CFP®

Wealth Advisor and Founder

Since starting in the financial services industry in 2010, Jake has found the most fulfillment in building reliable and trust-based relationships with his clients by helping them make decisions that serve both their present and future lives. By understanding the values and goals that are most important to each client, Jake seeks to tailor a financial plan that is customized to each client’s unique circumstances and priorities.

Trevor York, CFP®, RICP®, ChFC®

Director of Planning & Chief Compliance Officer

As the Director of Planning, Trevor implements the financial plans built for our clients. He is especially adept at tax, investment, and retirement planning. Our clients benefit greatly from his affinity to dive into the weeds of any complex planning question or portfolio review.

Nancijo Pruce, RICP®

Client Relationship Manager

Nancijo serves as a liaison between our clients and advisors. She integrates client service and experience, handles scheduling and supporting client financial planning meetings, and supports the financial planning process and implementation.

Quinn McCracken, CFP®

Wealth Advisor

Quinn began his career as a wealth advisor in 2020, bringing an enthusiasm for financial advising and a deep commitment to understanding each client's unique situation. As a CERTIFIED FINANCIAL PLANNER™, his expertise is grounded in a solid foundation of education and industry accreditation. He holds his Series 65 license, earned an Executive Certificate in Financial Planning from Duquesne University, and graduated with honors from Geneva College with a degree in Finance, where he was recognized with the “Excellence in Business” award.